One of our June challenges was to scrapbook a page/card on a budget, so it could only include one sheet of cardstock, two patterned papers and NO store bought embellishments. I found this really valuable, as it reminded me that the focus of scrapbooking is capturing the memory and you don't always need to most expensive or newest materials to do that.
I ended up only using one sheet of cardstock, ric rac, washi tape, gesso, mists, twine and of course Scrapmatts chipboard. Creating your own backgrounds are all the rage at the moment and they let you match your photos perfecting generally for a fraction of the cost of patterned paper. For my background I have applied gesso over a template and then a mixture of mists over the template again once the gesso dried. I didn't need to use any patterned paper, though I did matt my photo using the running number from the race. If you ever have to scrap on a budget, make sure you save memorabilia from any event you plan on scrapping. I have used maps, free postcards, pressed pennies etc on LO's before instead of patterned paper or embellishments.
Here is a close up to showcase the chippie. The nestled stars were perfect accents to this LO and the pre-printed metallic gold finish worked so well with the sparkle of the mists. The banners I primed with gesso then painted with the mists before punching holes through for the twine. The chipboard word is just painted black then edged in white pen to match the alphabet on the banners.
Scrapmatts chipboard used: CB5021 Nested Shapes 07; CB5101 Flags 02; CB4055 Assorted Words 09.